amitymamaThe Attachment Parenting Community

Briannasmama · 05-17-2009, 01:10 PM

I have been working at my job full-time for over a year now. The older I get it seems the harder it is for me to make big decisions. I was a stay at home mom for 8 years, before that my background was always in sales and I always did awesome in any position. Before searching the job market I got my p&c insurance licenses. (This is not a easy or cheap thing to do). I am licensed to sell auto, home, renters, boat, motorcycles, commerical, flood, etc. I do not have a college degree and I thought that having my licenses would give me a nitch in the job market for a better salary. I am working solely for financial reasons.

Things I don't like about my current job.

-I am making on average $500-$600 less a month then I was projected to. Boss does not have an issue with my production, he says it's the economy. I have not earned the projected amount even once since I started.
-Personal heath insurance (myself only) used to be covered 100% now the owner changed it and I have to pay $55 a pay for it.
-I have thousands of quotes, but our rates truely are very high. Since customers are shopping rates these days I rarely sell anything.
-No 401K or retirement plans, no group life insurance or disability plans.
-Our company just took bailout money on Friday from the government. I hope this doesn't turn into a AIG situation.
-I cannot afford the companies health plan for my 2 children so I have to pay over $300 a month for our states CHIP health insurance for them.
-My hourly rate is low. Boss has not mentioned my yearly raise or review I was promised in the interview.
-Boss seems to be pretty much a penny pincher. For example I worked through lunch on Monday for an hour because he had an appt. Friday I took off an hour early and he still docked my check for it. This left a very bad taste in my mouth. Petty I know, but I think it speaks to his frugalness.

Things I like about my job-

-I love the people I work with. There is no one that I don't get along with.
-Flexible hours, boss with let me use my vacation time in hour intervals if I have a child issue. Important as my dd has asperger's.
-Very short commute (10 mintues).
-I like my office. lol
-Down times I can get away with things. (Like surfing the net for a few mintues).

I also feel guilty quitting because in the interview boss said he wanted someone long term. I'm just afraid of burning bridges. If I get a new job the commute will be longer. On the other hand my current car will not last too much longer and I can't afford to replace it at my current job. I promised myself once I was there if things weren't better in a year I would make a decision. Now I need to.

Thanks if you got this far! Any advice welcome.

Mandy

mamagael · 05-17-2009, 10:39 PM

Have you looked into other possibilities? Is the $ what you need for your bills ect..? Your pro list seems pretty good to me.

Briannasmama · 05-17-2009, 11:42 PM

Quote:

Originally Posted by mamagael

Have you looked into other possibilities? Is the $ what you need for your bills ect..? Your pro list seems pretty good to me.

Between my husband and I we are making our bills, not saving much though. If I had to pay for childcare I would be working for free. Another main concern is we allowed my mom who was down on her luck to move in for the exchange of watching the kids while I worked. She's lived with us a year now. I would love to have our privacy back.

Also we almost lost our house before I went back to work. Not being able to save much scares me. I refuse to go back there. I also worry about my husband earning 75% of our income, what if he lost his job?

Typing this out helps me think things through.

Thank You!

tinyterror'sma · 05-22-2009, 08:35 PM

I would look into selling insurance w a group that is cheaper so you don't waste your whole time just giving quotes. Find out what's out there and how much they would pay and then decide.