I hope all goes well on the job front. You are very frugal and creative. I have faith that you will be able to keep it together.
We suffered a job loss before our 6 month EF was built up. We stretched a 3 month EF with a little ebay, unemployment for 2 months followed by PT contract employment, and a $300/month grocery budget. So our 3 month EF made it 5 1/2 months, even with COBRA. I'm sure you can stretch whatever you have saved.
Don't be afraid to take the unemployment insurance if it's available. We didn't want to, but a friend pointed out that we had paid in since we started working, and this was precisely why.
Oh, hugs Aileen! We went through a veeeeerrrryyyyy long lay off a couple years ago, in which dh had to cahnge jobs entirely as there was nothing in his field.
Then two weeks ago, his new field had huge lay offs. He escaped that time, but we were concerned.
I tried really hard to not worry about it until it happened. And to console myself that if it did happen, there is unemployment to help get by along with all the other frugal things you know how to do. But I just really hope you don't need to test that all out at this point.
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Aileen. I hope he is able to keep his position. If not, I agree; if it does happen, don't hesitate to take the unemployment benefits. You never know; there could be some kind of hidden blessing in that maybe something even better will come along...but I hope like heck you don't have to worry about it!
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He is a project manager by title, but he actually does database development/computer programming/server management etc...
It's one of those situations where he could get the bad news in a week or a few months. That is really unsettling, but *if* it's a few months, we'd have a bit more time to prepare anyway.
He is a project manager by title, but he actually does database development/computer programming/server management etc...
It's one of those situations where he could get the bad news in a week or a few months. That is really unsettling, but *if* it's a few months, we'd have a bit more time to prepare anyway.
I hope all goes well on the job front. You are very frugal and creative. I have faith that you will be able to keep it together.
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