It wouldn't even LET me unverify my account when I tried a few months back (we moved and closed our old acct and I wanted to remove it but not add a new one).

PayPal can be weird, huh? It must count all the transactions in your history.
Maybe you could open a new paypal acct (under dh's name?) and don't link to your bank acct, just to a cc? Would that help?
I totally kwym... I work online and sell on eBay and it's SO tempting to spend that $ as it comes in... I have to skip over all the FS posts or I mess up and spend. LOL When we're in a crunch I try to totally avoid AmityMama otherwise I get all depressed. Sad...
Anyway... don't really have a good answer, but there's my two cents.
