What cc company gives the best rewards?

[foothillsmama]

I am thinking about getting a card that gives rewards and using it for everything and then paying it off everymonth, I completely trust myself but I am not sure what type of rewards I would want. We don't really fly much so that doesn't make sense. My IL's do one through GM and love it, I would consider that if someone who makes hybrid cars offered such a thing. REI offers 1% back. Is that good? Is anybody else better?
I would love some imput.
TIA.

[Gloriel]

we have discover that gives 1% back. I like it because you can choose to have that in cash or to get more in gift certificates. The ones I especially like are $20 cash back award for a $25 Bed bath and beyond gift certificate or my current fave-- $20 cash back award for a $40 cooking.com gift certificate.

[Stargazer441]

I have a Bank of America Alaska Airlines Visa - it's the first rewards card I've ever qualified for! LOL I get air miles on it, I think - reminds me I need to check that and make sure I'm getting credit for them!

But the card Jenn has sounds awesome!!

[amey]

Just read the fine print on the cash back ones. Many of them only give the full 1% back if you carry a balance or once you have charged a large amount. IF you read the bold print on the discover card site the usual text is "up to X%".

FWIW, we have a Costco AMEX that gets the most use. We also have a YahooVisa that earns yahoopoints (that can be turned into gift certificates and such - DH is the money manager, so he knows the details of the cards).

~amey

[Gloriel]

for discover we've never carried a balance and we get 1% cash back. What you get up to is if you choose to get the gift certificates-- you get up to double on your reward. It used to be double on everything, but now a lot of them have changed to $25 for $20 instead of $40 for $20.

[arasmama]

Originally posted by *snowflake*
I have a Bank of America Alaska Airlines Visa -

That is what we use too. We actually use the miles though. With dh and I both owning our own businesses, we use the CC a ton and just pay off each month. We are able to earn a free ticket every 2 - 3 months. I just used 2 to go to Arizona last month and I already have 2 more.

[Proud2bemama]

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