I have two questions I need advice about. I have two loans through salliemae, one is a private loan and the consolidated loan is a federal loan. Well I started back in school Sept 2nd and was out of school since june because I switched programs because of problems witht he school. My federal loan was under in school deferment but my private loan wasn't and I couldn't pay on it so it was over 100 days past due. Then I get a letter in the mail talking about they had deferred the private loans from 3/1/08 til 4/1/08. So that erased the 100 days past due and made it only 26 days past due. So since I started back school I just called and ask for them to send me some papers so I can defer my loans and they are talking about I can't defer my loans until I make a payment on my private loans because my private loans went in to repayment back in July cause I wasn't in school. I have never heard of this and I could've sworn that by law if I am attending school they have to defer my loans. I told them I can't make no payment that's the main reason I'm asking for an in-school deferment. i past due over $200 dollars. I'm am so tired of that private loan I will never ever be talked into taking out a private loan again because you have no options. Has anyone heard this before and can someone give me some advice.

Also my school tuition balance in my account is $2992 that is owed. Well I dropped a class and they gave me a new award letter and my new balance is $1991 and I'm supposed to be getting back $1769. well I thought that since they changed it and I signed the papers that my accoung balance would've went from $2992 to $1991 but it's still saying $2992 online. Also I'm seeing all these charges and don't know what they are for. Should I talk to someone in financial aid about this that way the money I'm supposed to be getting won't get messed up or reduced?