Linda
12-28-2005, 03:42 PM
Lets see...I have been simplifying a ton. But honestly I do not track my spending. I really need to organize better...I am so bad at organizing. I think it feels like a prison to me to have lists etc.
I used to be in charge of the bank accounts, but since we moved here, dh has been in charge of them and I have no clue what is going on. He is not a saver. He is not a spender either...but for example he has *still* not set up a retirement account and we have been here 2 years! (even though I have done my share of putting the papers in front of him and nagging.)
I want to learn how to meal plan...and I want to get more garden stuff going.
My start in all of this is I have been purging and donating tons of clothes and household items etc and dh has been too. it really feels good to declutter. Next I have a pile of stuff to sell. Need to snap pics and post.
Cost of living is high here(in New Zealand). We aren't really house poor, and have a 17 year mortgage(we pay ahead every two weeks) but money always seems to be tight.
My Food budget is $1200 a month. Yup, $1200. That is cooking everything from scratch, eating out about 3 times a month and buying as much organic as I can. I definitely see buying organic as a huge priority for us. In Santa Fe, NM, I purchased everything at WholeFoods and the Farmers market and I spent $600 a month~I thought that was a lot~lol!
Thrift shopping sucks here. There is not a good secondary market for clothes and household goods with everything being so expensive. I really dislike shopping in the first place, so that makes it more challenging. I do tend to purchase retail.
Sorry-this is not cohesive, I have a very squirmy baby who would rather I be doing something else right now~lol!
Look forward to gleaning and sharing lots of info. Must get Tightwad Gazette...I hope they have it here!
I used to be in charge of the bank accounts, but since we moved here, dh has been in charge of them and I have no clue what is going on. He is not a saver. He is not a spender either...but for example he has *still* not set up a retirement account and we have been here 2 years! (even though I have done my share of putting the papers in front of him and nagging.)
I want to learn how to meal plan...and I want to get more garden stuff going.
My start in all of this is I have been purging and donating tons of clothes and household items etc and dh has been too. it really feels good to declutter. Next I have a pile of stuff to sell. Need to snap pics and post.
Cost of living is high here(in New Zealand). We aren't really house poor, and have a 17 year mortgage(we pay ahead every two weeks) but money always seems to be tight.
My Food budget is $1200 a month. Yup, $1200. That is cooking everything from scratch, eating out about 3 times a month and buying as much organic as I can. I definitely see buying organic as a huge priority for us. In Santa Fe, NM, I purchased everything at WholeFoods and the Farmers market and I spent $600 a month~I thought that was a lot~lol!
Thrift shopping sucks here. There is not a good secondary market for clothes and household goods with everything being so expensive. I really dislike shopping in the first place, so that makes it more challenging. I do tend to purchase retail.
Sorry-this is not cohesive, I have a very squirmy baby who would rather I be doing something else right now~lol!
Look forward to gleaning and sharing lots of info. Must get Tightwad Gazette...I hope they have it here!