I have someone who is wanting to order from me and is upset that I have asked for a money order. Anyone know what an acceptable time limit is for accepting a credit card and a charge being reversed because it's a stolen card? I've read lots of stories through the years that Nigeria is bad about doing this.

Any info is greatly appreciated.

My gut feeling is that a transaction with anyone in Nigeria should -- indeed -- be conducted with a money order.

Hi,

I receive one or two of these requests each week from Nigeria. I personallly don't pay attention to them. there is way too much fraud coming from there. I work in banking, and have seen several people respond to the requests coming from nigeria and landing up very much poorer than at the onset!

good luck.

if you're getting grief about a money order, chances are the card is stolen.

There is no acceptable time frame. Don't do it! Don't even bother writing back. I'm interested in knowing how many $$ they want to spend. I'm nosy that way.

There is the fraud where they use stolen cards and then there is the fraud where they order stuff, send extra money via cashiers check (which later bounces) and ask you to send the *change* back. You are out the goods and all the money + extra.

if you're getting grief about a money order, chances are the card is stolen.

That is what my gut is telling me. It's not a mass produced stupid "I'm a former somebody's spouse, i'll send you blah blah blah" email. This is the first time I've ever received a request from Nigeria.

So being a biz owner, I want it to be real, but I can't afford a couple hundred dollar loss 3 months from now at Christmas time.

There is no acceptable time frame. Don't do it! Don't even bother writing back. I'm interested in knowing how many $$ they want to spend. I'm nosy that way.

Stacy,

I've emailed them and am stinging them along thinking that I might accept the order with credit card, just to see how much product they are talking about.

Keep me posted. I'm guessing it will be some sort of ridiculous number.

I get ones that say:
"I'm interested in your products and want to know how much ship will be to Nigeria (or malaysia, or ....)."


um....delete

Sorry if I sound mean. I just don't want you to get burned. :(

There is the fraud where they use stolen cards and then there is the fraud where they order stuff, send extra money via cashiers check (which later bounces) and ask you to send the *change* back. You are out the goods and all the money + extra.

Also, they have been known to ask you to buy high dollar items i.e. laptops, cellphones, etc and pay you for them with the stolen credit card. It can be flattering to get a large order especially from another country, but don't let that blind you. They are preying on small businesses, I get at least one a week and I don't even respond back to them.

ETA: I would advise you to do the same, don't even respond to these requests!

Yeah - don't do it. The Nigerians have been targeting WAHMs in the last year!

hey mama!

don't do it! please! ?

there is so many links out there re: nigerian scams, including this one:

http://home.rica.net/alphae/419coal/

i believe that chargebacks can be done even up to one year?

good luck!

I agree. Don't accept a cc from Nigeria. And also, be very careful with money orders as well. I have heard of money orders being sent that were faked.

I did get 3 different credit cards for the 1 person and called each credit card company and reported the activity and request. I did not process them, nor would I. I was fun while it lasted, but glad they aren't emailing me anymore.