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Old 05-11-2008, 05:35 PM   #1 (permalink)
annsni
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$800 annual budget for family of 4??

Has anyone followed this website or done this sort of thing?

JANE4girls $800 Annual Budget For A Family of 4

I'm not understanding stocking up on over 100 shampoos, 100 toothpastes, 50 dishwasher detergents and 74 butt wipes! I know they're basically free but what does she do with all of that? Apparently she does sell some but it looks like much she keeps herself.

I don't get the need to stock up on that sort of thing. We're a family of 6 and run the dishwasher daily so I use about a box of detergent a month. 50 dishwasher detergents would then last me over 4 years. 100 toothpastes - not sure I could use all those up before I die or the toothpaste is bad.

Can someone explain it to me??
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Old 05-11-2008, 05:41 PM   #2 (permalink)
heather4285
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i don't understand what she is doing.
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Old 05-11-2008, 05:45 PM   #3 (permalink)
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Quote:
Originally Posted by heather4285 View Post
i don't understand what she is doing.
me neither, why buy more shampoo when you already have enough, i mean buying it just because it on sale? now toilet paper, man i wish i could find a deal like that on tp.
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Old 05-11-2008, 05:47 PM   #4 (permalink)
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I could see it as a sort of co-op, but all for yourself? And the initial output of money would be crazy, unless I'm just not understanding. I mean, whether you spend it over several years or all at once, you still spend it, right?
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Old 05-11-2008, 05:52 PM   #5 (permalink)
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I don't get the point either. Who the heck has room for all that extra crap?
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Old 05-11-2008, 05:54 PM   #6 (permalink)
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I could see it as a sort of co-op, but all for yourself? And the initial output of money would be crazy, unless I'm just not understanding. I mean, whether you spend it over several years or all at once, you still spend it, right?
No - She apparently works with deals and coupons so that she gets the items for free. Like one deal, you get $20 off your next purchase if you purchase 9 Proctor and Gamble products. She found toothpaste on sale for 2/$5 but had a coupon to make them 2/$3. She had a bunch of dollar off coupons so she was able to get the toothpastes for 50 cents each. So she bought 100. The trick is, that she would purchase the first 9, then get the $20 coupon and then go in again to buy 9 more using the $20 coupon. So she'd actually MAKE money purchasing this stuff.

I THINK that's how she did it. So all of that stuff was free. She started the year with $800 in her budget and last I saw, even with all those purchases, she's at $827 or something that's still left in her budget.

I'd honestly like to see what she's eating since she seems to be mostly buying shampoo, wipes and detergent.
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Old 05-11-2008, 06:00 PM   #7 (permalink)
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just briefly going over it, it would appear she gets credit or gift cards for spending money on specific items. ex; if she buys 5.00 worth of x product, she gets a 5.00 store credit to use on anything she wants. rinse and repeat and build up a chunk of store credit for necessities.

Prior to all of that, she's applying the 'grocery game' principals so that her initial 5 dollar investment is covered by coupons and specials.
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Old 05-11-2008, 06:31 PM   #8 (permalink)
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Well, in just now reading my CVS circular (where she gets a lot of her stuff), it says "one per household" for those extra bucks deals. So how does she get so many??
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Old 05-11-2008, 06:43 PM   #9 (permalink)
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Well, in just now reading my CVS circular (where she gets a lot of her stuff), it says "one per household" for those extra bucks deals. So how does she get so many??
I'mnot sure, unless she's "cheating" and going in multiple times. What with the cost of gas could get prohibitive. I don't have a cvs here and haven't gotten that far into her blog.

It *is* intriguing tho. I wish we had a grocery store that worked better with the grocery game.

I've book marked her blog to read more tonight after the littles go to bed.


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Old 05-11-2008, 06:48 PM   #10 (permalink)
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I don't see the problem with it, really. If you're going to buy it eventually, why not get it for free when you can and stock up? Heck, if I was that good with the deals, I would just stockpile what I could use and had room for and give the rest to shelters or what have you. she also earns $ from register rewards, rebates etc. She is nice enough, so if you comment directly in her blog asking how she buys produce and other groceries, I know she will answer. Plus, her sitemeter is probably all filled with direct links to this post today, so you could just ask her here, too.
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Old 05-11-2008, 06:48 PM   #11 (permalink)
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I know that Target and Walgreens have deals like that sometimes, too!

My Dhs ex is doing that...then taking the items and selling them at the flea market. I would not thing that was such a bad thing if she wasn't declaring that she doesn't "work" and getting food stamps and welfare.
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Old 05-11-2008, 06:51 PM   #12 (permalink)
annsni
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Originally Posted by ~Meeshi~ View Post
I don't see the problem with it, really. If you're going to buy it eventually, why not get it for free when you can and stock up? Heck, if I was that good with the deals, I would just stockpile what I could use and had room for and give the rest to shelters or what have you. she also earns $ from register rewards, rebates etc. She is nice enough, so if you comment directly in her blog asking how she buys produce and other groceries, I know she will answer. Plus, her sitemeter is probably all filled with direct links to this post today, so you could just ask her here, too.
I did post asking her if she could post menus for each day because I see a lot of "stuff' that she's buying but not a lot of food, you know? Unless she's got a huge stash of food in her house already, how is she getting fresh food and such? You know? What does she feed her family for breakfast? Lunch? Supper? I'd love to know. I DO know you can't eat shampoo so it's not that. LOL
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Old 05-11-2008, 07:42 PM   #13 (permalink)
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In the long run it pays to get stuff cheaply now and stock up, rather than pay regular prices years later when inflation has adjusted to make all the regular prices higher. I just started my own stockpile. Things like dishwasher detergant and shampoos will last for a very long time. If I get them for nothing now, and they last me for the next 5 years, then that's one more thing I don't have to regularly purchase which saves my budget. It's especially nice as prices on things go higher with each passing year. We've all heard our grandparents talk about how in their day things were sooo cheap compared to now. Just think if you managed to buy your stuff when it was that cheap and it lasted you into the years when it was sooo much more expensive.
Food does go bad, but you can still stockpile. You just make sure you're moving foods by date, eating the foods that expire the soonest, first.
Overall I think what she's doing is great.
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Old 05-11-2008, 08:26 PM   #14 (permalink)
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IME, even things like shampoos go bad though, or at least their packaging can. I once "lost" a bottle of shampoo in the back of the linen closet, and when I found it, the bottle had become so brittle that when I dropped it in the shower, the bottle broke and most of the shampoo went down the drain. It would take my family 10 years to use 100 bottles of shampoo, maybe longer. By then they'd be no good.

Same thing with toothpaste. I stocked up on AquaFresh when I worked at SmithKline, but by the time I got to the last couple of tubes, they definitely tasted stale. And I hadn't had them stored for that long, maybe 3-4 years. Probably beyond the freshness date, but we really don't use a huge volume of toothpaste either, maybe 5 tubes a year for the 4 of us. And yes, we all brush at least twice daily, we just use a little dab on the brush.

If it works for her, great, but I can't see that working for my family.
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Old 05-11-2008, 08:32 PM   #15 (permalink)
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I use the grocery game and stockpile, but there is no way that I could use that much since we are just a family of three. When I started stockpiling, I got too excited about "great deals" and bought way more than we could use before things expired. But, stuff like toilet paper, aluminum foil, I would certainly buy a lot if I had the room. Also, I use the grocery game because the list does the organizing for me--I don't think I could keep track of all the register rewards & rebates the way she does.
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