Wow, what wonderful and realistic goals Kimberly. I want to write something like that myself for this next year.
We are doing something like the compact. We are streamlining our expences and starting to work out ways of buying things before hand (which helps with planning and usually costs less than having to buy things last minute; from food out, to gifts, to cards for birthdays), and planning for what we do (and not what we want to do, or think we do when we are actually thinking about spending.
).
I will be putting my budget up for comments in a moment.
Feel free to post yours. I am trying to remember EVERYTHING.
Val