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we are having to consider this too. we moved to a new city for a new job for dh. our old house has been on the market for 8 mos. we had hoped to MAKE close to $40K on the sale of the house, but it looks like instead we will have to bring about $20K to the table to close. and that is in addition to some debt we have incurred as a result of paying 2 mortgages and upkeeps for the past 8 mos.
mamagael, i agree that sometimes it makes sense from a mental health standpoint.
does anybody know of a good website that talks about how much you should have saved (in a 401k) by X age to retire by Y age?
bethany, i'm sorry you don't have the option. i hope you'll be able to figure something out.
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Chrissy,
lucky mama to my sweet 3: Noah (7), Lilah (4), and Rowan (18mos), and somebody new coming in August! 
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