Quote:
Originally Posted by TiredMama
If the collection is something that you owe they cannot call other people and bother them unless they cosigned with you on it. All you need to do to get them to stop calling is to tell them to stop calling.
Malissa
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Unless the laws have changed over the past 5 yrs, this isn't completely the case. You can call neighbors or who ever you want to leave a message for a return call. HOWEVER, they are not allowed to discuss the debt.
How are they discussing this with your relatives? Did you list them as references too? Still can't discuss the debt with a reference, but can tell them that they are listed as a contact point and you need a call back. People are smart and will figure out it has to do with a debt though.
I used to work for Ford Credit for 6 yrs.