Quote:
Originally Posted by BlueRoseMama
I don't understand two things about modern culture. What is that pull to buy just cus it is on sale?
|
My MIL and my BIL/SIL do this. I'll start with my MIL. She has pretty much no money. Why? She's in debt. She gets her paycheck and pays the bills including the minimum on her credit card. Then the leftover money is spent, usually at the dollar store. Why? Because it's such a fabulous deal! She saved so much money! But then something happens. She's back at the store for groceries and happens across x and y widgets that are such a fabulous price she's sure she'll never see them so cheap again! So she must buy them (with the credit card because she spent her money). Then she will complain about her credit card and how the balance never goes down and will say, "I know I bought x and y widget but they were a good price, I needed them and I know I'll never see them that cheap again!"
And I want to puke.
Then there's BIL and SIL. Living off every gov't program and LYING (this is where I have issues, I think gov't assistance is there for a reason and too many people abuse it) about their income to do so. They have a home biz that makes a good amount, more than enough to live on plus they collect rent for another house and they work under the table for family members. Here's what they do: (example) Did you see our new wood splitter? We got a great deal on it. Lowe's was having a 10% off sale and we need the log splitter for the shop so it's a business expense. It will save so much work. It only cost $1500. Since we made $3000 in orders and sales last week we figured business is picking up and soon it will be easy to pay the bills (or so I've heard for three years).
Another example two months later:
Hey, Did R tell you? We took out another mortgage on the house and paid off our cc's with it (nevermind that they inherited that house AND another house and owed $0 on it before, took out one mortgage and now have two). Did you see the computers we bought? We had a few thousand left over and decided the kids needed their own computer so we gave them the two old ones and R & I each got one. They count as business expenses. Now we just have to pay back the bank for overdraft fees for the past few months and we'll have no debt.
A week later:
Hubby bought me this new ($200) cell phone for Valentines day. I didn't like my old one. Isn't this one pretty!
A month later:
We bought X's home biz for a few thousand. It didn't come with many supplies, mostly we were purchasing her customer list to add onto ours. We took out a business loan for it.
And yes, they were black friday shopping. Because look at all the great deals!
Man, I feel sick remembering all of that. It's all about the possessions in this area. If you don't have anything, you're worthless, more or less.