|
Can you get the score for free like you can get credit reports for free now?
I got a copy from one of the credit agencies and there was one inaccuracy on it that I am challenging. But these don't have the number credit score.
Our banker told us what it was when we bought a new car this past summer, but I wonder now what it is since a few things have changed since then for us.
Thanks for the info on transfering......I'm glad I held off and followed my gut on no transfers. We'll just keep on the roll-down debt reduction method we've been using for a few years.
Oh, we did close off credit cards as we paid them off...until we got down to just this one card. (had it paid off but then had the medical crisis....long story) We did/do not want more than one card and decided we'd take the chance with a lower score for closing the other two credit cards off. After closing the two cards off our score was in the 800's and I read that over 800 is really good. I have no idea what it was before we closed off the cards and have no idea what our score is now.
I figured with this free credit report thing, I'll use one up every 4 months so I can moniter our credit through the year. But I am curious as to what our score currently is. (but don't want to pay to know *lol*)
I can't wait to have this one card paid off. And then we can rebuild our savings again. It is amazing how one medical crisis can totally wipe a person out.
Blabbing......
Michelle
|