Great post!
I should show it my DH - he just does not understand the whole concept of sacrifice. He whines if he can't get take-out pizza once a week or buy a new DVD each month. And it's just an absolute travesty if I make a meatless meal. He was spending $5.00 a day for his lunch ($10 on Friday to celebrate the weekend) because he couldn't be bothered to pack a lunch in the morning. I think he finally was shocked into reality when he got to the mail last month before me and saw our credit card statement. I had charged most of our groceries and all my gas because there was no money in the checkbook. He was upset, but I sat down with him (again), showed him our budget and how much lunches, etc were costing us. So this week he's packing his lunch - hopefully that will last.
Of course, I know that I need to work on things too. Charging groceries was not a good thing. The card is suppose to be for "emergencies" only but after our talk, we ripped up the card since it is just too much tempation to use it for non-emergencies.
Anyways, hope this isn't hijacking your post.
I've been bummed about bills lately and maybe I just need to talk about it more than I thought I did. Thanks for inspiration and support!