Which things did you choose? I looked at terms and conditions for the following items and added them up: The 89.95 wine one. Carlton Sheets (I added in return postage since they don't pay you to ship it back). (9.95 +20 shipping back) Cash Advance loan that costs $21.37 in interest. Video Professor (6.95) The DVD club (more than $100 over two years) People PC (5.47) Blockbuster (9.99) Zoomba books (30.00) Children's books (~50) Ink Blvd (20) Disney Books (8.00) Entertainment Weekly (9.95) Fire your Boss (39.95) Your music (5.99) Netflix (9.99) Silk Ties (16.95) Olingo (6.95) Advantage Language (6.95) That's acutally $468.41 Am I doing this all wrong? This is the first time I've looked into it.