So I need to get dh's credit score up by around 20-30 points in the next 8 months or so. I am not sure why his is lower than mine, except that I have probably applied for more credit in my name, and I had an Amex account that was my mom's that I was listed on, that was open forever, so I got some bonus points for that somehow. Anyone have links to good credit forums where they go through what you need to do to get the score up? Or articles? Thanks in advance!